This Privacy Policy applies to Kwenta ("Kwenta," "we," "us," "our"), a personal expense tracking application published by RLC Information Technology Solutions.
Kwenta is designed from the ground up to protect your financial privacy. All data you enter is stored locally on your device and is never transmitted to any server. This policy describes our practices honestly and plainly.
1. Who we are
Kwenta is published by RLC Information Technology Solutions, operating as RLC App Solutions ("Operator").
Contact: privacy@rlcappsolutions.com
2. What data Kwenta stores — and where
2.1 All data stays on your device
Kwenta stores 100% of your data locally on your device using on-device storage (Hive database and device SharedPreferences). This includes:
- Expense entries (amount, note, category, date)
- Budget settings (monthly limit)
- Expense categories (names, icons, colors)
- Recurring payment records
- App preferences (currency, theme, name/username, streak data)
- AI assistant conversation history (stored locally via device preferences)
None of this data is ever sent to our servers, because we do not operate any servers that receive user data from Kwenta.
2.2 AI assistant (if used)
Kwenta includes an optional AI finance assistant. When you send a message to the assistant, your message and summarized financial context are transmitted to a third-party AI provider (such as Anthropic or similar) to generate a response. This communication occurs directly between your device and the AI provider. We do not store, log, or have access to these messages on our end. Please review the AI provider's privacy policy for their data handling practices.
2.3 Data you export
Kwenta allows you to export your data as a JSON file using your device's native share sheet. Any data you export and share is your responsibility. We do not receive copies of exported files.
3. Data we do NOT collect
Kwenta does not collect:
- Account credentials (there are no accounts)
- Location data
- Device identifiers for tracking or advertising
- Analytics or crash telemetry (no third-party analytics SDKs)
- Advertising identifiers
- Financial account numbers or credentials
4. Third-party services
Kwenta does not integrate with advertising networks, social platforms, or data brokers. The only optional third-party interaction is the AI assistant feature described in section 2.2, which you control by choosing whether to use it.
The app is distributed through the Apple App Store and Google Play Store. Apple and Google may collect standard platform-level data per their own privacy policies (device diagnostics, crash reports, etc.) independently of Kwenta.
5. Children's privacy
Kwenta is a financial management tool intended for users aged 13 and older (or the minimum age required in your jurisdiction). We do not knowingly collect data from children. Since all data is stored locally on your device and we have no server-side user data, this is a structural guarantee, not just a policy one.
6. Your rights and data control
Because your data never leaves your device, you have complete control over it:
- Access & export: Use Settings → Export as JSON anytime.
- Delete: Deleting the app removes all Kwenta data from your device permanently.
- Portability: Your exported JSON can be imported into a new device or kept as a personal backup.
For questions, contact us at privacy@rlcappsolutions.com.
7. Security
Your data is protected by your device's built-in security features (screen lock, biometric authentication, app sandboxing). We encourage you to keep your device OS up to date and use a strong lock screen passcode.
8. Changes to this policy
If we update this Privacy Policy, we will post the new version with an updated "Last updated" date. Significant changes that affect your rights will be communicated within the app where practical.
9. Contact
Privacy questions: privacy@rlcappsolutions.com
Postal address: Available upon request at the email above.