RLC App SolutionsYour expenses, budgets, categories, recurring bills, and settings stay on the phone. Kwenta does not run an account, and it does not upload that ledger.
- Ledger
- Stays on the phone
- Receipt reading
- On the device
- Assistant
- Reads the local ledger
- A copy leaves
- Only if you export
A receipt photo is read on the device. The total, date, and merchant that come back are suggestions in the form. Nothing is sent to a Kwenta server to be recognized.
The finance assistant answers from the same local ledger. Questions such as what you spent this month, which category is largest, or whether the budget is still intact are computed on the phone. It does not need a network to read your own entries.
What leaves the phone
An export is a JSON file you choose to share. It includes expenses, budgets, categories, recurring payments, preferences, and the streak. AirDrop, mail, or Files is your action, not a background sync. Import reads a file you pick and merges it back: expenses, budgets, categories, recurring payments, and preferences, including the streak and the last day you logged.
The purchase itself is handled by Apple or Google. That is the store's transaction, not a Kwenta profile. There are no ads and no third-party tracker in the app.
If you delete the app without exporting, the ledger goes with it. The export file is the backup.
Questions on this page
Does Kwenta upload my expenses?
No. The ledger stays on the device. A copy leaves the phone only when you export a JSON file yourself.
Does the assistant send my spending to a server?
No. It reads the local ledger on the phone.